We have taken every effort to design our Web site to be useful, informative, helpful, honest and fun. We believe we have accomplished that all we ask is that you agree to abide by the following Terms and Conditions. Look them over because by using our site you automatically agree to them, use of this site is at your discretion.
THANKS AGAIN FOR VISITING!
For the sake of clarity the following:
The Company Shall mean:
To display a name a logo a trademark, or other means of attribution or identification of any party by any such means that could be reasonably likely so as to give a user the impression that such other party has the right to display, publish, or distribute this site or the content available within this site.
Access To This Site
In order to access certain sections of this site and some of the resources it has to offer, you may be asked to provide certain registration details and or other information.
It is therefore a condition of your use of this site that all the information you provide on this site will be true correct, current, and complete. If The Company believes the information provided by you does not comply The Company and or any of it officers have the right to refuse you access to this site or any of its resources, and or to terminate and or suspend your access without prior notice and with immediate effect.
Restrictions On Use.
The use of this site is only for the purposes expressly permitted by this site. Without express prior written consent this site may not be used for any other purpose, including any commercial purpose, for example, you may not and that includes authorizing any other party without the express prior written permission of a duly authorized representative of The Company
(I) co-brand this site, or
(ii) frame this site, or
(iii) hyper-link to this site.
Furthermore you hereby agree to cooperate with The Company in causing any unauthorized co-branding, framing or hyper-linking immediately to cease.
The material and content accessible from this site, and any other World Wide Web site owned, operated, licensed, or controlled by The Company, its parent company or any other subsidiaries thereof formed or to be formed is the proprietary information of The Party that provided The Material and Content to The Company, The party that provided The Material and Content to The Company retains all right, title, and interest in The Material and Content. Accordingly, The Material and Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of The Company, or unless authorized in writing elsewhere on our site, except that you may print out a copy of The Material and Content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of The Material and Content.
This site may be hyper-linked to other sites which are not maintained by, or related to, The Company. Hyper-links to such sites are provided as a service to users and are not sponsored by or affiliated with this site or The Company. The Company has not reviewed any or all of such sites and is not responsible for The Material and Content of those sites.
Hyper-links are to be accessed at the user's own risk, and The Company makes no representations or warranties about The Material and Content, completeness or accuracy of these hyper-links or the sites hyper-linked to this site.
The inclusion of any hyper-link to a third-party site does not necessarily imply endorsement by The Company of that site.
By any submission you make you hereby grant to The Company the royalty-free, perpetual, irrevocable, worldwide, on-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all The Material and Content, remarks, suggestions, ideas, graphics, or other information communicated to The Company through this site (together, hereinafter known as the "Submission"), and to incorporate any Submission in other works in any form, media, or technology now known or later developed.
The Company will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future operations of The Company.
By your using this site you completely understand that The Company cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties.
It is you responsibility to implement sufficient procedures and check points to satisfy your unique requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. Your use of the Internet is entirely at your own risk and under no circumstances will The Company assume any responsibility.
The Material and Content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by The Company.
The Material and Content should used by Investors, borrowers, and other persons in the same manner as any other educational medium and The Material and Content should not be relied on to the exclusion of their own professional judgment as the information obtained by using this site is not exhaustive and does not cover all issues, topics, or facts that may be pursuant to your goals. YOUR USE OF THIS SITE IS AT YOUR OWN RISK. The Material and Content IS PROVIDED AS IS and WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. The Company DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. The Company DOES NOT WARRANT THAT THE FUNCTIONS or the Material and Content CONTAINED IN THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. The Company DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE, OR THE RESULT OF USE, of the Material and Content IN TERMS OF ACCURACY, RELIABILITY, OR OTHERWISE.
The Material and Content MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND THE COMPANY MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, and NOT The Company, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE or its Material and Content.
The Company MAKES NO WARRANTIES THAT YOUR USE OF The Material and Content WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS.
The Material and Content
All of the information in this site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this site. The Company does not undertake any obligation to update such information after it is posted or to remove such information from this site if it is not, or is no longer, accurate and or complete.
Limitation On Liability
The Company, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, The Material and Content PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF The Company AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, The Material and Content PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $10 OR THE AMOUNT YOU HAVE PAID TO COMPANY FOR THE APPLICABLE The Material and Content, PRODUCT OR SERVICE OUT OF WHICH LIABILITY AROSE.
Trademarks, service marks, and logos appearing in this site are the property of The Company or the party that provided the trademarks, service marks, and logos to The Company.
The Company and any party that provided trademarks, service marks, and logos to The Company retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this site.
Information You Provide
You may not post, send, submit, publish, or transmit in connection with this site any material that:
- you do not have the right to post, including proprietary material of any third party;
- advocates illegal activity or discusses an intent to commit an illegal act;
- is vulgar, obscene, pornographic, or indecent;
- does not pertain directly to this site;
- threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive;
- seeks to exploit or harm children by exposing them to inappropriate content or that The Material and Content, asks for personally identifiable details or otherwise;
- infringes any intellectual property or other right of any entity or person, including violating anyone's copyrights or trademarks or their rights of publicity;
- violates any law or may be considered to violate any law;
- impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of The Material and Content;
- advertises any commercial endeavour (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this site;
- solicits funds, advertisers or sponsors;
- includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications;
- disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via this site;
- includes MP3 format files;
- amounts to a 'pyramid' or similar scheme;
- disobeys any policy or regulations established from time to time regarding use of this site or any networks connected to this site; or
- contains hyper-links to other sites that contain
The Material and Content that falls within the descriptions set forth above.
Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). The Company will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that The Company considers insecure, The Company will be entitled to require the password to be changed and or will have the right to terminate your account.
BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS THE COMPANY FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY COMPANY DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER [COMPANY] OR LAW ENFORCEMENT AUTHORITIES.
Revisions to This Policy
Our company reserves the right to revise, amend, or modify this policy, our
Terms Of Service agreement, and our other policies and agreements at any time
and in any manner.
Updated: September 2007
This agreement is written with the desire to create commercial goodwill and without prejudice.
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